Travel Insurance

Travel Insurance
Why Every Traveler Needs Travel Insurance
Protect your adventure, your investment, and your peace of mind — with Allianz Travel Insurance, trusted by over 70 million travelers worldwide.
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The Unseen Risks of Travel: Why Insurance Matters
Unexpected events — sudden illness, trip cancellations, lost baggage, or medical emergencies — can derail your plans and cost tens of thousands of dollars without proper coverage. No matter how well you plan, travel is unpredictable.
70M+
Travelers Protected
Allianz safeguards millions of travelers annually
$50K+
Avg. Emergency Cost
Medical emergencies abroad can devastate your finances
1 in 6
Trips Disrupted
Travelers experience an unexpected disruption every year
What Does Travel Insurance Cover?
Allianz travel insurance is designed to protect every aspect of your journey — from the moment you book to the moment you return home safely.
Trip Cancellation & Interruption
Get reimbursed for non-refundable expenses if you must cancel or cut your trip short for covered reasons.
Emergency Medical & Dental
Covers unexpected illness or injury during travel, including emergency medical transportation to appropriate care.
Baggage Loss & Delay
Compensation for lost, stolen, or delayed luggage so you can replace essentials quickly and continue your trip.
Travel Delay & Change Fees
Helps cover extra hotel stays, meals, and expenses when your trip is delayed or plans must suddenly change.
Allianz 24/7 Global Assistance & Concierge Services
No matter where you are in the world, Allianz's team of multilingual experts is available around the clock to assist with emergencies, lost passports, and medical referrals — all at your fingertips.
24/7 Emergency Hotline
Multilingual specialists ready anytime for medical, legal, or travel emergencies worldwide.
Concierge Services
Assistance with restaurant reservations, event tickets, and local travel advice to enhance your experience.
Allyz® TravelSmart App
Access all services instantly via the app — file claims, get alerts, and find help wherever you are.
Explore Allianz Travel Insurance Plans
Whether you're a first-time vacationer or a seasoned road warrior, Allianz has a plan designed for you. Compare options and find the perfect fit for your journey.
1
OneTrip Basic
Affordable entry-level coverage including trip cancellation, emergency medical, and baggage protection for budget-conscious travelers.
2
OneTrip Prime
Allianz's most popular plan. Expanded coverage limits plus free coverage for children under 18 — perfect for families.
3
OneTrip Premier
Maximum protection with the highest limits, business equipment rental coverage, and enhanced trip protection for premium travelers.
4
Annual Multi-Trip Plans
One policy, unlimited trips. The smart choice for frequent travelers who want continuous, year-round protection.
5
Rental Car Protection
Optional add-on covering damage or theft of rental vehicles — drive confidently anywhere in the world.
Real Stories: How Allianz Saved the Day
Behind every policy is a real traveler whose trip — and finances — were protected when it mattered most. Here are just a few of the moments Allianz came through.
Medical Emergency in Europe
"My trip to Italy was cut short by a sudden illness. Allianz covered my hospital bills and the cost of my early return flight home. I didn't lose a single dollar out of pocket."
Lost Luggage, No Problem
"My bags were lost on arrival. Allianz reimbursed me immediately so I could replace essentials and enjoy my vacation instead of spending days stressed at the airline counter."
Business Traveler's Equipment Loss
"My camera equipment was damaged abroad during a shoot. Allianz covered the rental replacements, saving me thousands. I'll never travel without coverage again."
Travel Insurance Pays for Itself
The average Allianz travel insurance policy costs around $148 — a fraction of what a single emergency, cancellation, or lost bag could cost you. Protect your trip before you go.
$148
Average Policy Cost
97%
Claims Paid Rate
What You're Protecting
Non-refundable flights & hotels — recover what airlines and hotels won't refund
Medical costs abroad — your domestic health plan likely won't cover you overseas
Emergency evacuation — can cost $50,000+ without coverage
Lost belongings — replace valuables quickly and without stress
Common Misconceptions About Travel Insurance
Think travel insurance is only for worst-case emergencies? Think again. Travel insurance is for every traveler — regardless of age, frequency of travel, or destination.
❌ "It's only for emergencies"
Coverage also includes trip delays, cancellations, baggage issues, and change fees — everyday travel disruptions.
❌ "Pre-existing conditions aren't covered"
Many Allianz plans offer waivers for pre-existing medical conditions when purchased within the required timeframe.
❌ "It's just for older travelers"
Travel insurance protects everyone — families, solo adventurers, business travelers, and first-time flyers alike.
How to Choose Your Allianz Plan
Finding the right travel insurance is simple when you follow these steps. Purchase early to maximize your benefits and ensure full pre-departure coverage.
The earlier you purchase your policy, the more benefits become active — including coverage for pre-existing condition waivers and "cancel for any reason" options available on select plans.
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Ready to Travel with Confidence?
Don't leave your adventure to chance. With Allianz Travel Insurance, you're backed by a global leader trusted by millions. Compare plans, get a free quote, and travel knowing you're fully protected.
Trusted Global Coverage
Over a century of insurance expertise protecting travelers in every corner of the world.
Affordable Plans for Every Budget
From basic to premier, find coverage that fits your needs and your wallet — starting from just dollars a day.
Quick & Easy to Purchase
Get a personalized quote in minutes at AllianzTravelInsurance.com and travel with confidence from day one.